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CSV format: Type, Name, Value, Currency (one per line)

💸 Expense Analysis & Optimization

Upload your expenses CSV or add them manually. Rate the value each expense brings you to find optimization opportunities.

CSV format: Category, Description, Monthly Amount

⚖️ Portfolio Rebalancing Calculator

Enter your current holdings and target allocation. The calculator tells you exactly how much to buy or sell of each asset to reach your target.

💡 Rebalancing Best Practices

  • Rebalance 1–2× per year — More often increases costs without improving returns.
  • Use new contributions — Direct new investments to underweight assets instead of selling.
  • 5% threshold rule — Only rebalance when an asset drifts more than 5% from target.
  • Fewer assets = easier — A 2-ETF portfolio is much easier to rebalance than 10 positions.